Investing Is Making Me Dizzy

I recently read an article about investing in gold. It’s just beyond my ability to fathom. What do you do with a great big old gold bar any way?

For me, investments are a bit of a mystery. I tried mutual funds. I sat down with the investment office expert. I asked questions, and I thought I understood what she was saying and what I was signing up to do. In the end, I found the fees and taxes and everything else involved in the account really cut into my profit margin. I think it did anyway.

I’ve tried retirement accounts. I had two meetings with that office expert. I initial signed on the bottom line, but closed the account in a few months. I didn’t understand the jargon. I didn’t understand the literature that the account sent me every quarter. I didn’t feel comfortable leaving my money in a place that confused me.

There were some life insurance policies that we had for a couple of years – even earned a little on those. But I couldn’t tell you how those worked any better than my other investment fiascos.

I can’t give up – although every fiber in my being screams “run away.”

Last night, my ten year old son said he was thinking about starting to invest. When we asked him what he was looking at investing in, he said, “I think I’ll invest in Huddle House. They always seem to be doing a good business.”

I wish it were that simple. Then again, maybe it is that simple. I don’t know enough about the investment industry to say.

So I’m going to do the only thing that a mom can in a situation like this. I’m going back to school. I found an online course on investing, and I’m going to follow it through. I might even let the ten year old participate.

It may be that in my learning and teaching, I’m raising up the next Donald Trump or Bill Gates.

With the interest of a child, I’m setting out on an adventure in investing that just may lead to a secure financial future for my whole family.

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