Advice on reducing car insurance premiums

According to Sainsbury’s, car insurance premiums have been increasing steadily and it is anticipated that they could rise by at least 10%. The company recommends shopping around but unfortunately, some drivers are not prepared to do this.

A study by Sainsbury’s has established that one in five motorists only obtained one quote the last time they purchased car insurance.

Direct Line have also advised motorists how to reduce their car insurance premiums. They recommend purchasing a car with a smaller engine and keeping mileage down to lower the cost of cover.

Furthermore, younger drivers can also take the Pass Plus scheme to further cut their insurance premiums. The Pass Plus scheme is a government run initiative and it comprises 6 one-hour lessons and costs roughly £100 to take. The Pass Plus scheme, designed by the Driving Standards Agency, includes modules covering driving in towns in all weathers, on countryside roads and driving at night.

The average premium for a young male driver is currently at £2,000 so Direct Line recommends taking advantage of this scheme as a young driver could benefit from a further 35% reduction in their car insurance premium.

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