Motorists using mobile phones could see rise in insurance premiums
Drivers convicted using a mobile phone could soon find their insurance premiums rising.
The usage of hand-held mobile phones whilst driving was banned by the Government because of the distraction it causes.
However, Allianz Insurance is set to become the first motor insurance provider to increase premiums for drivers with mobile phone convictions by 30%.
In the past, mobile phone driving convictions have been issued with the same insurance penalties as speeding convictions.
Neil Walker of Allianz Insurance said increasing premiums for drivers with mobile phone convictions reinforces the fact that this is a dangerous and needless act.
If you are convicted of using a mobile phone while driving, not only do you face a fine of £60 and three penalty points on your licence, you will also suffer the added financial burden of increased motor insurance, added Mr Walker.
It is expected many insurers could follow suit as they are forced to help the Government and police crackdown.
Since December 2003, it has been illegal to use a mobile phone while at the wheel. According to the Governments Department for Transport’s Think! Mobile phone campaign, if you drive and use a mobile phone, you are 4 times more likely to have an accident.
However, drivers should be aware that while using a hands-free mobile phone should make you exempt from the legislation, you can still be prosecuted if the police do not believe you have proper control of your vehicle.