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New mortgage deals from Standard Life and Britannia

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by Gill Montia
New mortgage deals from Standard Life and Britannia

Standard Life Bank has cut rates and fees on certain products in its Freestyle range.

From today, the rate on its three-year fixed home loan is down to 5.95% for up to 50% loan-to-value (LTV); five-year fixed residential rates are available from 5.99% (up to 75% LTV) and ten-year from 6.19% (up to 75% LTV).

Term tracker rates start from 6.25% (up to 75% LTV) and three-year fixed buy-to-let rates from 6.99% (up to 75% LTV).

Meanwhile, Britannia Building Society has launched a new range of home loans, available from 19th September.

The lender has reduced rates on its three and five-year fixed mortgages (including its member only deals for existing customers), while at the same time cutting its two-year discount tracker.

The building society has also revised LTVs. The new range has three options: up to 60%, 80% and 90%.

Britannia is at pains to point out that its two-year discount tracker enables borrowers to switch to a fixed-rate loan during a two-year discounted period, without facing early repayment charges.

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News posted: September 18, 2008

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