The rip-off of women-only car insurance

Specialist motor insurance for women and older drivers is often more expensive than traditional insurance, claims moneysupermarket.com.

Research by the price comparison site found that a 30-year-old woman driving a Ford Focus would pay an average of £622 with a women-only brand.

This is 60% higher than the average cover price of £388 from traditional providers.

Moneysupermarket.com’s director of insurance, Andy Leadbetter, said: “Specialist insurers such as Sheila’s Wheels and Diamond may appear to be a better value alternative for women - catering specifically for their motoring needs.

“Our research, however, shows it pays to scour the whole market for the best value policy to suit individual circumstances; paying almost £400 over the odds is an unnecessary expenditure.”

He added: “Specialist insurers do offer added benefits such as handbag cover, female-friendly garages, and a 24 hour roadside emergency help line, but I advise Brits to weigh up whether these additions are actually worth the extra money.”

Older drivers may also find themselves paying more than necessary by opting for a specialist insurer.

A 60-year old male driving a Ford Focus would pay an average of £431 with a specialist provider.

This is 80% higher than the average cover price of £234 with traditional brands.

Leadbetter said: “Older drivers must also be wary of paying more than necessary.

“I urge motorists to shop around, to find the best cover to suit their needs.”

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