Home insurance vital in extreme weather

February has already seen the most severe snow storms in 18 years as well as over 100 flood warnings - highlighting the importance of adequate property insurance.

“Recent events highlight how important it is to have the right level of cover in place to protect both your home and your belongings,” said Emma Baunach, manager of Post Office home insurance.

Homeowners should make sure they have the right level of cover in place, Baunach said, and notify their insurer of any items that exceed the content limit.

In addition, precautions should be taken to limit weather damage.

“To minimise the risk of freezing pipes in the cold weather ensure your loft insulation is sufficiently thick and leave your heating on a low setting while you are out of the house,” said Baunach.

If a claim needs to be made, the relevant insurance company should be contacted immediately.

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