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Yorkshire reduces fixed-rates

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by Gill Montia
Yorkshire reduces fixed-rates

Yorkshire Building Society has reduced the costs of its fixed-rate mortgages with 60% and 75% loan-to-value (LTV) ratios.

A two-year fixed-rate home loan at 60% LTV is now available from 3.69% with a fee of £495.

The deal is being offered to house purchasers and remortgagers and includes a free standard valuation and a free legal service; house purchasers can choose £250 cash-back instead.

Turning to the lender’s 75% LTV products, these are available on two, three and five-year fixed rates in both offset and non-offset versions.

Rates begin at 3.79% for a non-offset two-year fix and up to 4.59% for a five-year fixed-rate deal.

Customers opting for offset versions of the same loans will pay a small additional charge.

The society has confirmed that its existing range of 85% LTV products remains unchanged.

The lender’s mortgage product manager, Tom Girling, says Yorkshire is looking to boost its level of mortgage applications “as there are beginning to be signs of an increase in activity in the market”.

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News posted: March 2, 2009

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