Two thirds of households forget garden insurance

Up to two thirds of householders in the UK may have no insurance for their garden plants, despite the fact that the average household has spent over £700 on garden greenery.

Research by M&S Money found that just one in three householders remember to ask whether their garden is insured when taking out a contents insurance policy.

The poll also found that 17% of people with a garden knows someone who has had plants, bushes, shrubs or trees stolen.

The problem is worse in the north of England, where nearly a quarter (24%) of adults with a garden know someone who has had greenery stolen.

Vandals are also a major issue, with one in ten British adults having had plants, bushes, trees or shrubs in their garden maliciously damaged.

Judith Roberts, M&S Insurance manager, said: “Despite the huge amount of time and money invested in many gardens, security levels are often very poor, making them an attractive target for thieves and vandals.

“Householders can take simple steps to reduce the risk of becoming a garden crime victim.

“It is also wise to check whether your home insurance policy provides cover for property in the garden.”

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