Post Office and Nationwide cards best for international travel

| April 7, 2009 | 0 Comments

International travellers are best to opt for the Post Office Platinum credit card, according to research by

Debit card holders, meanwhile, are advised to choose the Nationwide FlexAccount.

The price comparison website said the Post Office’s card offers free purchase protection, no overseas charges, and zero percent on purchases for three months.

“This is a far better prospect than other cards that typically charge between 2.73 and three per cent for purchases abroad,” said Peter Harrison, travel money expert at

Nationwide’s FlexAccount, meanwhile, is the cheapest for overseas cash withdrawals, charging a fee of 1% or less.

“In contrast, if you make a €100 withdrawal on some other debit cards you might incur a £2 transaction charge plus a three per cent foreign exchange fee,” Harrison said.

Travellers with an uncompetitive credit or debit card who don’t have time to get a new one should opt for a FairFX or Caxton prepaid foreign currency card, advised.

“Because they are prepaid and offer no credit facility, these are approved instantly, which is certainly quicker than applying for a new credit card or current account,” Harrison said.

“And if you are worried about overspending on your holiday, prepaid cards will only allow you to spend what is on the card.”

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