Modified cars more likely to crash
Drivers who modify their cars can find themselves paying thousands of pounds extra in insurance premiums because insurers believe they are more likely to crash.
A simple spoiler can hike annual premiums by as much as £700.
Flared wheel arches and wings add almost £3,500 to premiums for a Ford Focus 1.6.
Tinted windows, side skirts, and exhaust system changes also push up premiums.
Even opting for the standard sportier version of a car adds an average of £3,400 to insurance premiums.
Adding ‘GTI’ to a Peugeot 206, for example, can increase annual insurance premiums by nearly £6,500.
uSwitch.com, who researched the insurance costs of adding modifications, said some insurers are charging 220% the total value of a car for annual premiums.