Barclays Home Insurance

Barclays Home Insurance

Barclays is one of the worlda��s oldest financial service providers, with over 300 years of experience. They offer financial services a�� such as lending, investing and protecting money for over 42 million customers and clients worldwide.

Barclays offer the following benefits with their home insurance:

- Average 25% online discount
- T&Cs apply
- Standard buildings insurance for up to A?500,000
- Standard contents insurance for up to A?80,000
- Legal liability cover of up to A?2 million cover towards the cost of pursuing legal action arising from a wide range of causes, including loss or damage to personal belongings or the home

The buildings insurance also covers:

- Damage to your property by the emergency services
- Accidental damage to underground services, including pipes, septic tanks and drain covers?
- Accidental damage to fixed glass, like windows and shower screens, and sanitary fixtures?
- Standard excess of A?100
- Your legal liability as owner of your home, up to A?2 million

The contents insurance also covers:

- Loss or damage to your contents when being moved by professional furniture removers?
- Jewellery and antiques
- Christmas and wedding presents
- Money in your home, and the contents of your freezer and garden
- Replacement external locks if your keys are stolen
- Standard excess of A?100

Additionally, they also offer Emergency Home cover, for failure of household services, such as plumbing, heating and electricity

Barclays Customer Experiences

While most Barclays home insurance customers remain happy, there remain the classic complaints so common among insurance providers.

While Barclays claims to offer a friendly and efficient service, most reported complaints refer either to the perceived lack of help from Barclays staff, or the long process necessary to process a claim.

As with other Home Insurance providors, Barclays make the initial signing-up process quick and easy. However, some customers have complained that a claim on their insurance can take many weeks or months to process fully.

However, most customers remain pleased with the depth of their insurance, particularly the cover for legal fees and the A?500,000 cover on their buildings.

Overall Review for Barclays Home Insurance

The initial financial security customers feel by being with one of the worlda��s most well-known and established financial companies is generally positive.

However, as with all insurance companies, be prepared to be patient for any claims process.

Overall, Barclays offer good terms on their contents insurance, especially in terms of loss due to theft.