My husband and I are thinking about doing a 401k but we know very little about investing. I have heard that you can choose how you want your money managed with such a program... low risk to high risk. What do you all do? Do you invest in a 401k, if so then what sort of risks are you willing to take?

I personally invest in a 401K, every month some money is taken out of my check and put into my 401k. My company also puts in a little bit each year. I think that a 401k is a great opiton, I would recommend it to you.

I think that a 401k is a great investment. I personally have not started one yet, but I am working on setting up one with the company I work for. Many of my freinds have a 401k and say that it is great and suggest that I get one. I have never heard a negative thing about it, so I would recommend it.