Consider the fact that A&L uses the same business model - raising funds on the inter-bank money-market - as NR and B&B. As the share prices of those 2 banks crashed, it is reasonable to assume that A&L's share price is likely go the same way. I have just sold my A&L shares as I want some return, and not be left with nothing like NR and B&B shareholders. I am also moving most of my money out of my account just in case!