What is the best way to find a good auto loan. Loan rates can be high but there are opportunities for lower interest loans I know.

As with any loans you really need to look around and to do your homework. Keep in mind that the really low rates that you sometimes see advertise for a car are for those with great credit.

You could always try somewhere like here:
http://www.financemarkets.co.uk/car-insurance.html

The best time to finance is when the new stock is getting ready to arrive. It's amazing the deals they can come up with when they realise they are going to be stuck with the old models. It's also amazing the financing options available.

I would suggest you take out a personal loan. This might be cheaper depending on your credit rating. You can borrow up to £25,000 with one of the UK's leading financiers at a low APR and get an extra 10% off car insurance. These lenders usually have other great offers and outstanding customer service.

I always see or hear ads mentioning terms for "well qualified buyers" These are not the ones who need a great deal. It seems unfair.

Parise,
I've always thought the same thing! My oldest is married to a man whose father sells cars. It's amazing the deals they can make if they think you are going to walk away.

I agree with this answer

when you take a loan, you need to look around and do proper research and the best time to finance is when the new stock is getting ready to arrive.

I would suggest you take a personal loan, but when you take loan you should see the proper documentation.

I agree with Gilbertimlay proper research before a loan really helps. always try to research and read the documentation before finalizing the loan, otherwise it mat hurt you in the future
Vik