Average loan-to-value ratio eases to 70%

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Average loan-to-value ratio eases to 70%

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01-25-2010, 09:21 AM

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Average loan-to-value ratio eases to 70%

The average loan-to-value (LTV) ratio on house purchase loans increased to 70% in December 2009, leaving the typical homebuyer requiring a 30% deposit. According to research from the Mortgage Advice Bureau, the tendency for lenders to require large deposits in exchange for reasonable rates is softening, having improved from an average LTV of 67% in [...]

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