frequently i heard so many horror stories from consumers,they harassed by relentless debt collectors, then i started fight against debt collectors and agancies, i found a famous consumer advocate at stopdebtcollectorscold.com he is helping consumers from all walks of life solve their credit and financial problems.

Another good sources to find debit solutions and advice include some other sites, including these:

adviceUK : Advice UK Homepage
www.nationaldebtline.co.uk
www.cccs.co.uk

There are literally thousands of the debt help groups, organizations, and companies available for you to use. Stay away from those that charge a fee, and stay on top of who ever you choose. I've heard horror stories of people paying the consolidation company and the consolidation company never passing the money on to the lenders.

Oh my, that should be a real pain after your heard work paying off debts.

Doing a research in depth probably will help, thanks Kelkat

The number one thing to do is be realistic. You got in debt for a reason, and you need to fix THAT reason before you do anything else.

I totally agreed is to stay the ones that charge a fee, and you want to get out of debt not into further debt.