I stupidly had insurance with two big companies not sure how but I think they just automatically renewed without consent. Its called dual insurance and you have to claim 50% back off each company but as they just want your money they keep sending me the wrong forms as they are just scammers. Today I recieved the right form but only one and in the letter it states here are two forms. OMG they are so annoying.

Are you not able to simply cancel one policy and keep the other?

I have but this is a year down the line now and I have only just found out about it. So yes cancelled one and now trying to claim back last years.

Is it advisable to have dual insurance with the same company, to me its like having all eggs in one, basket. I dont know what are peoples thought on this though.