Hi All,

I have recently been looking into Fixed Term Loan Agreements and wondered if anyone else has any experience in this matter. I have found an offer of a 3 year term which pays me capital + interest at the end of the 3 year period.

The returns are fixed depending on the investment bracket and with entry levels starting from 5000€ I would be looking at capital + 30%, however top end investments of 100k+ return capital + 39%.

Now I know these kind of returns are not going to set the world alight...but they are fixed (so i know where i stand).

The capital is secured (asset backed) so I dont know if there is anything that i might have overlooked.

Anyone with any thoughts/ideas on this would be most appreciated.

Just to let you all know that i have gone ahead with an investment in this project so if anyone wants any more detail then just PM me.