Before making a mutual fund purchase, review your account statements and those of your family to find amounts of investments in a particular mutual fund or family of funds to see if these transactions can be combined to obtain a breakpoint discount. Don't limit your review to accounts at a single securities firm. You may have related mutual fund holdings in accounts at other securities firms or with the mutual fund company itself that can help you reach a breakpoint discount.

After you purchase a mutual fund with a front-end sales load, check your account statements to make sure you received the appropriate discount. If you didn't get the right breakpoint discount, immediately contact your broker.

Moreover prior to investing on a mutual fund it is always advisable that you go into some market research.Every functional unit in the investment sector will promote their business.What matters here is the offer document that is provided to you at the time of the deal.Always remember that Mutual Fund Investments are subjected to Market Risks,hence it is important that you read the offer document carefully before you invest.If possible take the help of a financial adviser,may be that will help you to understand things in a clear perspective.