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Insurance Discussions about insurance and insurance companies, such as life insruance with savings, house and car.

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Old 05-09-2007, 03:10 PM
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Join Date: May 2007
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Default Home Insurance - doubt????

Hello everyone!!
If I take additional safety precautions like fire extinguishers, smoke alarms, sprinklers etc. will it reduce my premium amount in case of Home Insurance?
Needs suggestions!!
Thanks in advance.
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Old 05-10-2007, 07:30 PM
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Default Re: Home Insurance - doubt????

Certainly it can - check the terms and conditions of different policies when shopping around - sometimes the initial premium will be reduced if accredited safety features are put in place.
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Old 05-29-2007, 07:47 AM
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Default Re: Home Insurance - doubt????

My experience is that it's a very good idea. Those changes not only make you safer in your home, they tend to pay for themselves more than twice over in insurance savings.
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Old 06-10-2007, 04:35 PM
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Default Re: Home Insurance - doubt????

Also be sure that dangers such as trampolines are covered, if you have one. Better to pay a little more now than a huge amount if someone gets injured.
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