While googling, I found this info, seems ok to me:

MoneySaver is a free, simple and easy-to-use service that shows instantly what you could be saving on your debts if you switch them to the cheapest deals available. Then, if want to achieve those savings, MoneySaver will guide you through the application process.

Check it out at:

MoneySaver

I think the key points they raise are really good - that basically, you increase available liquid assets by cutting down on your expenditures. Sounds simple, but if you sit down and really push on budgeting, you can really free up on your spare available cash.

That is the secret of investing and budgeting. Actually, these things are just simple, we don't even need to study and graduate on a course to learn them. It is just the basics of minimizing expenses and increase revenue by having more liquid assets.

Is this somewhat related to a reconsolidation loan? I know in the US, these can actually have a negative effect on your credit score.