Homeowners with a mortgage have seen their spending power rise by more than one tenth in the past year, Halifax revealed this week. Mortgage holders now have more money left over after buying the essentials than they have done for years. Since March 2008, the average household with a mortgage has seen their discretionary income increase 11% [...]

More: Mortgage holders have 11% more spare cash

I never seem to be able to hold onto anything lol!

The more free cash I have the more I seem to have to pay for! Ridiculous really if you ask me!

I wish I had money to buy a house! Sometimes I wonder if I will rent forever hehe! My finances are bad and its such a siooooooooooooooooooow process trying to get debt free it really is quite irritating to be honest! I don't get how its done!

But I remain positive and will continue to try! As for the holidays - my other hals family have a house in Madiera and we can't even afford a flight to go there! Bad hey?