Need a personal loan for a vehicle

santiago · #1 (**permalink**) 03-12-2007, 01:36 PM

Hi,

I am in need of a vehicle. I submitted a on-line application and so far I have been denied by: Triad Financial
WFS
Capitol One Auto
Long Beach Acceptance Corp.
Nuvell Financial
Now I am terrified to go into a dealership. Can anyone suggest any other Lenders that deal with bankruptcy or bad credit?

Thanks

Mesoc · #2 (**permalink**) 03-12-2007, 07:27 PM

Ok, first thing is if you have high utilization, pay off your credit cards 1st as it will help you credit a ton. Once thats done go in and apply.

If utilization isn't the issue, go take a chance in the dealership, as they have many lenders they work with and they might be able to find you one.