Since the start of the global credit squeeze, banks and lenders are tightening their lending criteria meaning borrowers are struggling to get credit. These borrowers are turning to sub-prime lender, Provident Financial, who specialise in short-term, unsecured cash loans, generally between £50 and £500. Local agents deliver the money to their customers’ homes and call on [...]

More: Provident Financial picking up high risk customers

Yeah, I heard that, good some are still about...a few will come out of the woodwork

How can this be good, ok maybe they need the money, but their need is irrelevant if they can't pay it back. Which is why they are considered sub-prime.

As much as I sympathise with those who find themselves in debt problems or short of money, increasing your costs due to high interest rates is not the way to go. If you are so desperate for money you should be cutting back rather than increasing your debts and hence interest costs.

banks and lenders are tightening their lending criteria meaning borrowers

Local agents deliver the money to their customers’ homes............WOOW
ITS great