Removal Insurance - Do I Need Ita
Packing China, Glass, Pictures, Mirrors and Crystal takes special care and there are certain ways of packing that most Removal Men are taught so that everything stays intact during your move.Unfortunately accidents can still happen even from the best and most experienced of Removal Men, as they pack and move hundreds of tonnes of items everyday.Obviously some people have very valuable items that need taking special care of. While others might have bought everything from ikea or from second hand furniture stores and may not think their stuff is worth much. If you are in the second group of people, you might think twice about getting the removal company to pack for you, or even about paying extra for the removal insurance.But please think again.
Insurance Premiums are high within the Removal Industry of Kerala Property due to the extra risk to furniture and personal effects during a home or office removal. This is because as soon as you start to move something more than necessary, you increase the risk of damage. This can even happen just by moving things around in your own home. But because your items will also be packed up, moved within your house, loaded onto a Removal Truck, driven to your new property probably over speed bumps and round corners on the back of the van unloaded into your new home and unpacked at the other end, and possibly handled by several different people, this all increases the risk of damage considerably. If you are relocating to Europe or Overseas this risk multiplies exponentially.
Should you experience loss or damage during your removal, get in touch with your Moving Company immediately and ask them for an insurance claim form. A good removal company will have adequate cover in place in case of accidents.But beware - not all Removal Insurance is the same and there can sometimes be exclusions within your policy. So check and double check the insurance cover that you are paying for BEFORE your removal. If necessary you can upgrade your policy, but this still might not cover you completely due to the extra risk involved.
Also owner packed goods are not usually covered under an insurance policy as it cannot be proven that the items existed before the move or were in good condition before being moved by the Removal Company.Other clauses may apply so check with your Removal Company first.Only FSA Regulated Removal Companies here in the UK can sell you an Insurance Policy. All other cover will be on a Liability basis which means that your goods will be covered under the companies Bulk Liability Policy rather than an individual Insurance Policy in your name. All this means is that your goods are covered within their policy as a company rather than on a smaller individual policy. Usually the cover for your removal is similar, but please check with your Removal Company first.
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