Hello i was wondering what the safest investments where at the moment which would give 5-10 percent yield coupled with high liquidity , is there such things left after the fiasco of the economy

There are no "safe" investments, nicklord1 - all investments carry risk. The distinction is simply one of "degree of risk".

Heck, even savings accounts used to be regarded as totally safe - until Nrothern Rock and the Icelandic Banks hit.

For safer investments on has to consult before investing.

investments carry risk. high profits come with high risk. low profits with low risk. so its upto you to decide where you are going to invest. realestate has the lowest risk and good profits if invested wisely

Risk and reward will always need to be considered. Investing in 'so called' no risk cash accounts has an inflation risk, i.e. the risk that it actually earns nothing, but the capital will remain the same. On the other end of the scale, single company shares have the highest chance of real growth, but with the risk you could see the capital you invested fall in value.

The two main questions will always be......how long can you afford to invest your capital for and what risk are you prepared to take?

The longer you hold a risk based investment the better the chances are that it will outperform cash.

This has been proven over many years, but you always need to be mindful of the time you invest your money and the time you take it out (invest when markets are low and realise your growth when the markets are high).

The unfortunate fact remains that even the best fund managers in the world cannot time the markets.

Always seek financial advice from someone who is qualified to help you make these important decisions.

Matt.

I agree that all investments carry risk. Right now the best thing to do is to look at the possibility of owning government issued bonds by way of an etf. I am not a financial advisor so you will have to seek professional advice on this.

Lemon Capital is primarily a private equity originator. The primary investment focus is on high growth opportunities in Information Technology, Consumer, Internet/New Media, Clean Energy and Retail.

So if you need to get help in terms of investment,you can go through private equity UK and venture capital.

i can only help you identify stocks with a somewhat high liquidity; not so sure about their safety and high returns
CERTIFICATES OF DEPOSIT [CDs]
These are offered by depository institutions like banks and credit unions but they are sometimes bought through established brokerages. These money market instrument is also referred to as a time deposit because they have specific investment durations like 3 weeks to five years much like bonds. Other things that these CDs have in common with bonds are a predetermined interest rate and being available in more than one denomination. To give evidence that you have invested cash into the institution, the certificate is awarded to you and the information that appears is the amount invested, the maturity date and the interest rate how the interest is calculated.
These certificates of deposit while they have a higher interest rate than T bills and savings accounts in banks have the down side of being a little riskier [just like bonds in that the higher the interest rate offered to the investor, the higher the risk of default the investor has to bear] but overall the interest offered is much smaller than most other investments.
Another advantage is the safety from the whimsical stock market and the ability to calculate what your cash will amount to when it matures.
Another thing about certificates of deposit is that there are restrictions on withdrawing cash. This can be a good thing in that the investor will not be tempted to withdraw cash all the time (and thus forcing him to delay gratification) and a bad thing in that he cannot count on the investment in when disaster comes a knocking. But it is worth adding that the larger denomination CDs can be sold before maturity.
They are perfect for keeping cash safe for a specific amount of time and I think that this is why security analysis recommends them.
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TREASURY BILLS (T bills)
These are ways that a government uses to raise money from the public, much like government bonds
With T bills, the investor buys them at less than the par value or full value or at a discount and government will buy them back at the predetermined par value. The difference is what the investor keeps
The investment period of these T-bills is 3months(90 days), six months and one year and the various short maturities is one of the things that make them so popular. Other reasons for their immense popularity are;
-the fact that they are so simple to understand and invest unlike investments like stock options and bonds and warrants and stocks
-the fact that it is possible for the investor to get a T bill that matures at the time convenient for him and at an interest that he can specify at an auction
-A variety of denominations that cater for the investor with modest funds to the richest of the rich
- A very low risk of default since they are backed by the government and it is only in very extreme cases that a government can go bankrupt and fail to pay back cash to investors
While the returns are not the best, let us not forget that this is a security that an investor uses when he is between investments.
COMMERCIAL PAPER
Just like corporate bonds, commercial paper is a way for the corporation to increase working capital by borrowing from everyone else other than the evil banks and just like T bills, they are offered at a discount from the face /par value.
These have fixed maturity periods between one to nine months and are issued by companies with a very high credit rating much like the first rate corporate bonds making then a very safe short term investment. This is where they differ from corporate bonds in that these have shorter maturity periods. The high credit rating requirement by issuing companies is because they are not backed by any form of collateral and so only companies that have a very strong financial base and thus cannot default are allowed to issue them unlike bonds which are issued by any type of company but are graded according to the risk that the investor is to incur when he decides to invest in them.
The down side of commercial paper to investors with modest funds is that they are only in very high but variable denominations and thus only cater for rich investors who have the luxury of choosing whether to buy then on discount or with an interest attached.
REPURCHASE AGREEMENTS (REPOS)
This security only works with government securities. With these, the government securities holder sells the security to the investors with the agreement to buy them back at a predetermined date and price which is normally worked out for the investors benefit. This is a real short term investment i.e. one(overnight) to over a month
There s a lot to know about repos like types and the structure.
Another name for the repurchase agreement apart from the repo is the buyback. A fitting name.
MONEY MARKET FUNDS.

BANKER’S ACCEPTANCES (BAs)
For companies with a credit worthiness so low that they cannot issue commercial paper, this security somewhat more suitable. They are essentially created by a non financial firm and guaranteed by a bank.
The corporations issues this non interest security at a discount from the full value with a maturity period of less than one year and is backed by a bank with a very high credit worthiness. They are not very common in other areas apart from international trade
Apart from the fact that they don’t necessarily have to be held to maturity and offer the investor security for his money, this security also reduces the company’s cost of borrowing cash from a financial institution
They are very similar to treasury bills because of the discount issue.
EURODOLLAR
Unlike the implication in the name, these securities have nothing to do with Europe. They are US dollar deposits in banks outside the USA. The maturity period is around six months and investments are in very large amounts and individual investors with modest funding are usually locked out unless through a money market mutual fund.
These are used by persons or organizations that need to keep large amounts free from government regulation, deposit insurance and thus allow for larger margins
There are Eurodollar time deposits and Eurodollar CDs and it is also worth mentioning that they are only found in the developed countries like USA and Europe.
FOREIGN EXCHANGE SWAPS
This nifty investment allows to parties to exchange different foreign currencies at a certain time in the future at a mutually agreed on exchange rate. The main advantage here is that this reduces the risk that the currencies will change in ways that will be inconvenient for either party and this saves them a lot of cash that can be lost in the easily fluctuating forex markets
Other names for these swaps are forex swaps, currency swaps, FX swaps and are mainly used by multinational companies or those that frequently deal with foreign currency
They are much more complicated than the one liner with which I have tried to explain them with, as Wikipedia shows
MUNICIPAL NOTES
These securities are issued by municipalities to get cash in anticipation of tax revenues unlike munis bonds that are used to increase the cash that the municipality has to spend by borrowing from the public(a loan of sorts) as they wait for other forms of revenue. Their maturity periods range from a few months to a few years depending on many things.
Apart from the short maturity period and the relatively safe form of investments that they are, they do not have wide price and interest rate movements as compared to stocks and bonds
These are a few short term investments that are available to the value investor in between investments and those that are saving cash for a specified time like to buy a house or for school or something. I hope they are well explained

Make sure that your portfolio has a variety of investments. this will protect you whenever a market is down, as you will still have your money in other places. Never, ever put all your money into one single investment, because you could lost it all in just one instant..