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Mortgages Discussions about mortgages and mortgage lenders, and property as an investment.

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Old 07-15-2010, 11:28 AM
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Post Self-cert, interest only and high LTV mortgages defended

Proposed new rules on mortgage lending from the Financial Services Authority (FSA) have received broad comment.The regulator claims that almost half of new mortgages approved between 2007 and the first quarter of 2010 were provided without verification of income.It therefore wants to impose affordability tests for all mortgages, making lenders ultimately responsible for assessing a [...]

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Old 07-26-2010, 05:39 PM
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Thumbs up ubiquitous mortgages - self cert loans

I am a semi retired lawyer and my income fluctuates considerably. XXXX mortgages secured facilites for me on my London home without proof of income.

Their rates are competitive and I would have no hesitation is using them again

Keith Robertson
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Old 08-03-2010, 09:41 AM
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Default Re: Self-cert, interest only and high LTV mortgages defended

Given this lender has only been advertising they can do UK loans for less than three weeks and previuosly said they could not do UK loans I find your comments pretty hard to believe.
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Old 08-06-2010, 03:18 PM
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Default Re: Self-cert, interest only and high LTV mortgages defended

You're right - it's spam - company name edited out.
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