Corporate bonds vary, but they make clear the repayment interest from the start. Generally, bonds as seen as a reasonable safe investment with lower risks but lower returns - though corporate bonds can see an increase in all of these factors.

As for property trusts - that is seriously going to be a personal investment decision. Would I personally invest in them? No, not at this stage. But some funds may offer plenty of potential yet - you just have to know your sector and make an intelligent investment decision from your research.

2c.

Thanks brian . The reason why i am sterring to corporate bonds is that i want to make more money than the banks interest but at the same time have liquidity for cash flow purposes .

I shall read up on corporate bonds in the next few weeks and come back to validate what i have read

Is there any handy links or books to help me on my way

Thanks

If you need liquidity for cash-flow purposes you're better served with Money Market Accounts or Money Market Funds.

please tell me more vis a vis Money Market Accounts or Money Market Funds.

Thank you

Money Market Accounts (MMAs) are very liquid and very safe 'saving accounts' which offer a higher interest rate then your traditional savings accounts.

MMAs are insured the same way your savings account is insured. They are great to temporarily 'park' your money which you plan to invest in the future or as emergency funds. Your money is not tied up for any amount of time and always available.

Money Market Mutual Funds (MMFs) invest in short-term bonds and notes but are not insured at all. Regardless they are very safe and highly liquid as well and usually offer a slightly higher interest rate then your MMA. You own a fractional interest of the assets in which the MMF invests and the MMF tries to maintain a price of $1 (1 Pound, 1Euro, etc.).

They are more appropriate if you plan to hold on to you cash a bit longer. They offer a higher interest rate as they are slightly riskier then MMAs but I think only one such fund dropped belowe 1 so the risk is really really low.

Could you explain MMF a little more plz and what rate of interest is expected . Thank you

There is not much more to MMFs then what I have already said. Most if not all financial institutions offer them. I know all offer MMAs which are a bit more popular.

Personally I don't use MMFs at all but only MMAs.

MMFs could differ depending on what banks offer them.

bankrate.com is a good place to shop around for rates but that site only covers the U.S. (as far as I am informed) but I am quite sure that there is a similar site that covers the U.K.

Like I said I only us MMAs from time to time. I favor to stay invested in the markets at all time.