I have done a very stupid thing.
I had to drop out of uni two years ago .
I have had a lot of money problems so I decided it best to not tell my bank that I have dropped out because I really needed my interest free overdraft that came with my student account.
I have been constantly overdrawn since I lef uni, but I am finally in a position where I can pay the overdraft off over the next two months.
I would like to cancel my account after I have paid this off and open up another standard account with another bank.
The problem is that I am terrified that my bank may know I have dropped out and have a huge bill of overdraft fees waiting for me.
What do I do?
Have I commited fraud?