• Explain a reasonable cause for loan.
• The amount of loan required, and the repayment term of the small business loan you want.
• Describe of how you will repay the amount you lent.
• Details of security you will be able to offer to the lender
• Include your business plan with the application that describes management skill, market information.
• Include last few years financial statement.
• Include current account status
• Your existing debtors and creditors

You forgot to mention that you will need 30% of the total amount you wish to borrow. A bank will not take all the risk even if you have security.

Also in the current climate you will have to demonstrate clearly to the lender that you do not need the money.

These facts are really nice. I have choosen a location in east of England with help of a business location providing service. Did you give me a brief description on loan providing quotes in the region?