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	<title>Comments for Finance Markets</title>
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	<link>http://www.financemarkets.co.uk</link>
	<description>Finance News &#124; UK Personal Financial News &#38; Daily Finance Market News</description>
	<lastBuildDate>Fri, 10 Feb 2012 23:43:55 +0000</lastBuildDate>
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		<title>Comment on AA launches ‘black-box’ policy for young drivers by Susan Bailey</title>
		<link>http://www.financemarkets.co.uk/2012/02/10/aa-launches-black-box-policy-for-young-drivers/comment-page-1/#comment-107799</link>
		<dc:creator>Susan Bailey</dc:creator>
		<pubDate>Fri, 10 Feb 2012 23:43:55 +0000</pubDate>
		<guid isPermaLink="false">http://www.financemarkets.co.uk/?p=28694#comment-107799</guid>
		<description>This isn&#039;t new. A company called Young Marmalade, which specialises in insuring young drivers, lauched this last year. My son, then 17, was one of the first to use it. It was the ONLY way I could get him insured as standard insurance companies were quoting me a minimum of £8,000 third party for a newly qualified 17 year old boy.</description>
		<content:encoded><![CDATA[<p>This isn&#8217;t new. A company called Young Marmalade, which specialises in insuring young drivers, lauched this last year. My son, then 17, was one of the first to use it. It was the ONLY way I could get him insured as standard insurance companies were quoting me a minimum of £8,000 third party for a newly qualified 17 year old boy.</p>
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		<title>Comment on Chancellor announces end of stamp duty concession by carolyn curtis</title>
		<link>http://www.financemarkets.co.uk/2011/11/30/chancellor-announces-end-of-stamp-duty-concession/comment-page-1/#comment-107357</link>
		<dc:creator>carolyn curtis</dc:creator>
		<pubDate>Thu, 09 Feb 2012 18:46:24 +0000</pubDate>
		<guid isPermaLink="false">http://www.financemarkets.co.uk/?p=28341#comment-107357</guid>
		<description>What a pity that Osborne has chosen to make it even more difficult for first time buyers to purchase their own home. It&#039;s Catch 22. High rents, particularly in the London areas make it harder to save. Then after a long period of saving, its another knock back and those hard-done by purchasers now need to save more money because of stamp duty. What happened to helping 1st time buyers???!!!</description>
		<content:encoded><![CDATA[<p>What a pity that Osborne has chosen to make it even more difficult for first time buyers to purchase their own home. It&#8217;s Catch 22. High rents, particularly in the London areas make it harder to save. Then after a long period of saving, its another knock back and those hard-done by purchasers now need to save more money because of stamp duty. What happened to helping 1st time buyers???!!!</p>
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		<title>Comment on MPs call for action over whiplash claims by Mickey McLeod</title>
		<link>http://www.financemarkets.co.uk/2012/01/12/mps-call-for-action-over-whiplash-claims/comment-page-1/#comment-99289</link>
		<dc:creator>Mickey McLeod</dc:creator>
		<pubDate>Thu, 12 Jan 2012 23:14:49 +0000</pubDate>
		<guid isPermaLink="false">http://www.financemarkets.co.uk/?p=28570#comment-99289</guid>
		<description>These people are w..kers, they play dangerously with our children&#039;s lives while driving there cars, even pedestrians or other road users that are around these uninsured drivers.

My son was a victim we paid £1000 cash deposit and direct debits of £104.00 for 10 months our agents was a guy call Tom he sounded in his early 50s and was very professional in the way he spoke, we kept checking the mid data list and eventurly it showed it was insured but when this all came to light I checked askmid and it still showed that we was still insured it was only then we actually spoke to a really helpfully agent at mid he asked me some personal data I.e my sons name and address. When giving the details we found that we was insured with Avila insurance.

Now I no my son was insured I was releaved but then the guy at askmid asked me for the date of birth of my son wich I gave as 26/07/94 the telephone went quiet then I here mmmmmm you need to get in contact with Avila as the age is incorrect.
I did this today as the 12/1/2012 and I was shocked my sons address was in slough not fleet haunts my sons birth year was 1953 not 1994 and supises suprise he had 5 years no claims.

As pedants we do our very best to keep our children safe at all times but what this company has done is disgusting and shameless, I would like to say a lot of harsher words to this but I choose not too but what I will say is Tom who worked at Aston midshire do the desent thing and hand your self in and hand over the others because you will get caught and I can&#039;t wait..

For the readers just get new insurance Adrian flux 08000818989 gave us a very good deal of £2600  on a faux hall corsa, ask mid can show you are insured but as we found out that incorrect details was given to Avila to get insurance and this meas falsifying  insurance wich means you are not insured.

Mickey mcleod</description>
		<content:encoded><![CDATA[<p>These people are w..kers, they play dangerously with our children&#8217;s lives while driving there cars, even pedestrians or other road users that are around these uninsured drivers.</p>
<p>My son was a victim we paid £1000 cash deposit and direct debits of £104.00 for 10 months our agents was a guy call Tom he sounded in his early 50s and was very professional in the way he spoke, we kept checking the mid data list and eventurly it showed it was insured but when this all came to light I checked askmid and it still showed that we was still insured it was only then we actually spoke to a really helpfully agent at mid he asked me some personal data I.e my sons name and address. When giving the details we found that we was insured with Avila insurance.</p>
<p>Now I no my son was insured I was releaved but then the guy at askmid asked me for the date of birth of my son wich I gave as 26/07/94 the telephone went quiet then I here mmmmmm you need to get in contact with Avila as the age is incorrect.<br />
I did this today as the 12/1/2012 and I was shocked my sons address was in slough not fleet haunts my sons birth year was 1953 not 1994 and supises suprise he had 5 years no claims.</p>
<p>As pedants we do our very best to keep our children safe at all times but what this company has done is disgusting and shameless, I would like to say a lot of harsher words to this but I choose not too but what I will say is Tom who worked at Aston midshire do the desent thing and hand your self in and hand over the others because you will get caught and I can&#8217;t wait..</p>
<p>For the readers just get new insurance Adrian flux 08000818989 gave us a very good deal of £2600  on a faux hall corsa, ask mid can show you are insured but as we found out that incorrect details was given to Avila to get insurance and this meas falsifying  insurance wich means you are not insured.</p>
<p>Mickey mcleod</p>
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		<title>Comment on Co-op Bank to buy Lloyds branches by david gammage</title>
		<link>http://www.financemarkets.co.uk/2011/12/14/co-op-bank-to-buy-lloyds-branches/comment-page-1/#comment-93723</link>
		<dc:creator>david gammage</dc:creator>
		<pubDate>Tue, 20 Dec 2011 12:29:03 +0000</pubDate>
		<guid isPermaLink="false">http://www.financemarkets.co.uk/?p=28491#comment-93723</guid>
		<description>is it possible to have alist of lloyds tsb branches in england being sold to the co op?</description>
		<content:encoded><![CDATA[<p>is it possible to have alist of lloyds tsb branches in england being sold to the co op?</p>
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		<title>Comment on New rules may ease negative equity problems by Tracey</title>
		<link>http://www.financemarkets.co.uk/2011/12/15/new-rules-may-ease-negative-equity-problems/comment-page-1/#comment-91676</link>
		<dc:creator>Tracey</dc:creator>
		<pubDate>Thu, 15 Dec 2011 17:52:55 +0000</pubDate>
		<guid isPermaLink="false">http://www.financemarkets.co.uk/?p=28509#comment-91676</guid>
		<description>We are expecting our third child and in desperate need of a larger house. Our current home is in negative equity (we bought in 2007 at the peak and paid a ridiculous amount of money for our two-bed property) We also had to take out a 100% mortgage as we had no deposit at the time. I really hope the FSA manage to ease negative equity problems. I have looked for every way in which we can move house but this really would be our only option...I&#039;ve got everything crossed that this happens!!!</description>
		<content:encoded><![CDATA[<p>We are expecting our third child and in desperate need of a larger house. Our current home is in negative equity (we bought in 2007 at the peak and paid a ridiculous amount of money for our two-bed property) We also had to take out a 100% mortgage as we had no deposit at the time. I really hope the FSA manage to ease negative equity problems. I have looked for every way in which we can move house but this really would be our only option&#8230;I&#8217;ve got everything crossed that this happens!!!</p>
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		<title>Comment on FTSE 100 falls as markets price in Greek debt default by baighya</title>
		<link>http://www.financemarkets.co.uk/2011/09/22/ftse-100-falls-as-markets-price-in-greek-debt-default/comment-page-1/#comment-86275</link>
		<dc:creator>baighya</dc:creator>
		<pubDate>Mon, 05 Dec 2011 04:04:59 +0000</pubDate>
		<guid isPermaLink="false">http://www.financemarkets.co.uk/?p=27719#comment-86275</guid>
		<description>it was always obvious that Greece is going to default. we just dont try to use that word so we would not make the situation look very worse.
Greece situation is very bad and if it wont get support from the EU, it will never overcome this problem. However, if the EU helps Greece, this will encourage other countries who have debts to ask for their debts to be written off and the same thing will happen again and again. my opinion is to kick Greece from the EU, let them have their own currency and let them heal by themselves. this would hurt the market in short run but for the long run, this is the best solution for all the countries in the EU.</description>
		<content:encoded><![CDATA[<p>it was always obvious that Greece is going to default. we just dont try to use that word so we would not make the situation look very worse.<br />
Greece situation is very bad and if it wont get support from the EU, it will never overcome this problem. However, if the EU helps Greece, this will encourage other countries who have debts to ask for their debts to be written off and the same thing will happen again and again. my opinion is to kick Greece from the EU, let them have their own currency and let them heal by themselves. this would hurt the market in short run but for the long run, this is the best solution for all the countries in the EU.</p>
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		<title>Comment on UK carers struggling to make ends meet by Brad carter</title>
		<link>http://www.financemarkets.co.uk/2011/12/02/uk-carers-struggling-to-make-ends-meet/comment-page-1/#comment-84960</link>
		<dc:creator>Brad carter</dc:creator>
		<pubDate>Fri, 02 Dec 2011 19:53:43 +0000</pubDate>
		<guid isPermaLink="false">http://www.financemarkets.co.uk/?p=28372#comment-84960</guid>
		<description>I agree with this article.
I gave up work a year ago to look after my father with severe dementia.  His violence and aggression would mean a placement in a secure and expensive -to the tax payer- facility if I were not caring for him.
£55 per week is not a serious amount of money to survive on.
We do the job of a carer and a nurse, work 20 hour days (on call for 24 hours)7 days a week, yet get paid less than someone on Job Seekers Allowance.
The government relies on our respect for our parents as currency.  But respect for my father doesn&#039;t pay my mortgage or our food.
Maybe a minimum wage for carers and pension rights in line with nurses and &quot;length of service&quot; would be a starter. But i&#039;m not holding my breath.
I started an e-petition if any one would care to sign it, thanks......... h ttp://epetitions.direct.gov.uk/petitions/24845</description>
		<content:encoded><![CDATA[<p>I agree with this article.<br />
I gave up work a year ago to look after my father with severe dementia.  His violence and aggression would mean a placement in a secure and expensive -to the tax payer- facility if I were not caring for him.<br />
£55 per week is not a serious amount of money to survive on.<br />
We do the job of a carer and a nurse, work 20 hour days (on call for 24 hours)7 days a week, yet get paid less than someone on Job Seekers Allowance.<br />
The government relies on our respect for our parents as currency.  But respect for my father doesn&#8217;t pay my mortgage or our food.<br />
Maybe a minimum wage for carers and pension rights in line with nurses and &#8220;length of service&#8221; would be a starter. But i&#8217;m not holding my breath.<br />
I started an e-petition if any one would care to sign it, thanks&#8230;&#8230;&#8230; h ttp://epetitions.direct.gov.uk/petitions/24845</p>
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		<title>Comment on Mortgage lending growth slower in Scotland by Duncan Andrew</title>
		<link>http://www.financemarkets.co.uk/2011/11/24/mortgage-lending-growth-slower-in-scotland/comment-page-1/#comment-82863</link>
		<dc:creator>Duncan Andrew</dc:creator>
		<pubDate>Tue, 29 Nov 2011 19:21:30 +0000</pubDate>
		<guid isPermaLink="false">http://www.financemarkets.co.uk/?p=28291#comment-82863</guid>
		<description>Consumers’caution in the current economic environment is not only reflected in lower growth in mortgage lending but also characterised by many consumers paying down their credit card and bank loan debts. However, there has been much greater confidence in small sum, short term loans (often called &quot;payday&quot; loans)offered both on-line and from high street outlets. Many consumers appear to feel much more comfortable borrowing small sums of money over short periods to meet immediate needs or desires, rather than committing to larger, longer term debt.</description>
		<content:encoded><![CDATA[<p>Consumers’caution in the current economic environment is not only reflected in lower growth in mortgage lending but also characterised by many consumers paying down their credit card and bank loan debts. However, there has been much greater confidence in small sum, short term loans (often called &#8220;payday&#8221; loans)offered both on-line and from high street outlets. Many consumers appear to feel much more comfortable borrowing small sums of money over short periods to meet immediate needs or desires, rather than committing to larger, longer term debt.</p>
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		<title>Comment on Regulator says free banking should end by Richard</title>
		<link>http://www.financemarkets.co.uk/2011/11/25/regulator-says-free-banking-should-end/comment-page-1/#comment-82485</link>
		<dc:creator>Richard</dc:creator>
		<pubDate>Mon, 28 Nov 2011 22:48:33 +0000</pubDate>
		<guid isPermaLink="false">http://www.financemarkets.co.uk/?p=28313#comment-82485</guid>
		<description>With the bankers walking away with questionable bonus&#039;s and a £7 million payoff for one in particular,
the government wanting to cut the pension of hard working people who contribute to society,
(and not having the decency to negotiate face to face, but rather going through the press)
it is clear who&#039;s SIDE they are on.   THE BANKERS WHO CONTRIBUTE TO THEIR PARTYS NO DOUBT!

Ending free banking will put more money in to cash hand to hand deals... which i suppose would be good for me.  
I guess I will also have to close my RBS account of which i have had £20 in for the last 3 years :)</description>
		<content:encoded><![CDATA[<p>With the bankers walking away with questionable bonus&#8217;s and a £7 million payoff for one in particular,<br />
the government wanting to cut the pension of hard working people who contribute to society,<br />
(and not having the decency to negotiate face to face, but rather going through the press)<br />
it is clear who&#8217;s SIDE they are on.   THE BANKERS WHO CONTRIBUTE TO THEIR PARTYS NO DOUBT!</p>
<p>Ending free banking will put more money in to cash hand to hand deals&#8230; which i suppose would be good for me.<br />
I guess I will also have to close my RBS account of which i have had £20 in for the last 3 years :)</p>
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		<title>Comment on Many over-55s could claim enhanced pension payouts by LYNNE HEAL</title>
		<link>http://www.financemarkets.co.uk/2011/11/23/many-over-55s-could-claim-enhanced-pension-payouts/comment-page-1/#comment-80507</link>
		<dc:creator>LYNNE HEAL</dc:creator>
		<pubDate>Thu, 24 Nov 2011 02:49:08 +0000</pubDate>
		<guid isPermaLink="false">http://www.financemarkets.co.uk/?p=28280#comment-80507</guid>
		<description>I was diagnosed in 2009 2 private pensions am not 50 yet they wont pay out what have paid into and I nearly died last year with complications its ALL WRONG</description>
		<content:encoded><![CDATA[<p>I was diagnosed in 2009 2 private pensions am not 50 yet they wont pay out what have paid into and I nearly died last year with complications its ALL WRONG</p>
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