|    FM Home   |    FM News   |    FM Forum   |    FM Blog   |   
Tuesday 26th of October 2010

Hiscox Home Insurance Review

by Oliver Thompson

Hiscox Home Insurance

Hiscox Home Insurancequote

Hiscox is a international specialist insurer, underwriting a diverse range of private and commercial insurance risks and with a long history in providing insurance for homes and their content.

Their Home Insurance offers the following benefits:

- 24 hour emergency cover included as standard
- Up to £500 home emergency cover for parts and labour, and no excess to pay
- Standard cover for belongings if accidentally damaged or lost
- Comprehensive buildings and contents insurance, including garden furniture and bikes left outside
- UK-based call centres
- Standard worldwide cover for theft, loss and damage to possessions when taken temporarily from home
- No need to list items of under £15000 in value for them to be covered
- Cover for furniture and office equipment for your home-office business
- 20% discount for buying online

They also offer a High Value home Insurance, which gives these additional bonuses:

- Cover for high value items of art, antiques and jewellery
- Family protection cover for identity fraud, aggravated assault following a burglary, air rage, carjacking and road rage
- Public liability and Employers’ liability cover of £10 million
- Legal expenses cover of up to £100,000
- New for old as standard, with no wear and tear reductions

Website: Hiscox Home Insurance website

Hiscox Customer Experience

Most Hiscox customer experiences are very positive. Whilst prices may not be among the cheapest on the market, the service actually offered lives up to the cost.

Customer help line staff is praised for being helpful, knowledgeable and friendly. Even cases of accidental damage, or more complicated cases requiring lengthy repair work, pose little trouble for those giving advice.

New customers are pleased to see how quick and easy it is to sign up, whilst those making claims are satisfied that the process is not complicated in any way. Few problems seem to exist in this area, even for more complex cases.

Overall Review for Hiscox Home Insurance

Hiscox offer a professional, straight-forward home insurance service, with extra benefits in their High Value option that are matched by few other insurers.

In terms of value for money, this may be one of the best. The customer service is strong and it is relatively simple to process a claim.

Hiscox offers a decent service that appears to be well worth the money. Unless you are looking for home insurance just for the sake of it, then this high-quality service is certainly one to consider.

Website: Hiscox Home Insurance website

Discuss this in the Finance Markets forums

Story link: Hiscox Home Insurance Review

Related financial stories to: Hiscox Home Insurance Review:
Previous: «
Next: »

Visited 2552 times, 2 so far today

No Comments »

No comments yet.

RSS feed for comments on this post.

Leave a comment