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Home Insurance

SECRET TIP: Many insurance companies offer big discounts on your premiums if you apply online.

Home insurance is no different, with common discounts being around 15%, but can go as high as 35%.

And because the quotes can be so competitive anyway, that means you can get a real bargain shopping for home insurance online.

Of course, not every insurance company does this as yet - but if you are looking for a quote on home or house insurance, the following providers all offer a significant discount for online insurance applications:



DirectLine Home Insurance

DirectLine Home Insurance

DirectLine do a really great home insurance policy if you buy online. Here are some of the key benefits:

  • 20% off just for applying online
  • 50% off if you order buildings and contents insurance
  • £1000 garden cover
  • New for old as standard
  • Replacements delivered to your door

DirectLine have developed a pretty good reputation for themselves in the industry, so are definitely worth looking at:
Directline Home Insurance



Churchill Home Insurance

Churchill Home Insurance

Churchill Home Insurance offers really impressive offers, not least the following:

  • 35% discount for new customers applying online
  • Up to 25% discount on contents with buildings cover
  • Automatic cover up to £40,000 for your contents and £250,000 for your buildings
  • 24hour helpline
  • Personal possessions, accidental damage cover and legal protection available

Churchill are another of the big insurance companies with a solid reputation, and certainly worth comparing for a home insurance quote:
Churchill Home Insurance



Lloyds TSB Home Insurance

Lloyds TSB Home Insurance

Lloyds TSB Home Insurance offers some nice discounts, but especially check their £70 cashback promise on buildings and contents cover:

  • 15% off just for applying online
  • £70 cashback promise if they can't beat your buildings and contents renewal elsewhere
  • Interest-free if you pay monthly by direct debit
  • Up to 30% no claims discount
  • New for old cover on your home contents

Lloyds TSB is a really well established insurance company, and as with all the others on this page, are certainly worth checking out:
Lloyds TSB Home Insurance



NatWest Home Insurance

NatWest Home Insurance

NatWest Home Insurance is another worth checking out, especially for the high discount rate for applying online:

  • 25% first year discount for all customers who apply online
  • New for old cover on most items
  • Cover for up to £300 cash in your home, including travellers' cheques and travel tickets
  • up to £25 to cover any switching charge
  • an extra 10% contents cover to insure Christmas presents

NatWest Home Insurance is another heavyweight contender, so add it to your list of insurers to compare:
Natwest Home Insurance



Privilege Home Insurance

Privilege Home Insurance

Privilege Home Insurance is another to check out, not least because they offer to match any renewal on existing buildings & contents with 4 years no claims:

  • Promise to match any renewal quote with 4 years no claims
  • Buildings cover of up to £1,000,000 as standard
  • New for old as standard
  • free £500 cover for gardens, garages, and sheds
  • 10% extra cover at Christmas

Privilege Home Insurance can seem a bit niche, with very high buildings cover for most people. However, still worth checking out:
Privilege Home Insurance



Prudential Home Insurance

Prudential Home Insurance

Prudential Home Insurance is one of the standards of the market, and again with a raft of potential discounts:

  • Up to 20% discount for applying online
  • Up to 30% No Claims Discount
  • Contents automatically covered up to £40,000
  • Up to £250 Home Emergency Assistance
  • £2,000,000 to cover your personal liability

Prudential Home Insurance is another worth checking out, especially because of the extra levels of discounts that can apply:

Prudential Home Insurance