Home Insurance
SECRET TIP: Many insurance companies offer big discounts on your premiums if you apply online.
Home insurance is no different, with common discounts being around 15%, but can go as high as 35%.
And because the quotes can be so competitive anyway, that means you can get a real bargain shopping for home insurance online.
Of course, not every insurance company does this as yet - but if you are looking for a quote on home or house insurance, the following providers all offer a significant discount for online insurance applications:
DirectLine Home Insurance
DirectLine do a really great home insurance policy if you buy online. Here are some of the key benefits:
- 20% off just for applying online
- 50% off if you order buildings and contents insurance
- £1000 garden cover
- New for old as standard
- Replacements delivered to your door
DirectLine have developed a pretty good reputation for themselves in the industry, so are definitely worth looking at:
Directline Home Insurance
Churchill Home Insurance
Churchill Home Insurance offers really impressive offers, not least the following:
- 35% discount for new customers applying online
- Up to 25% discount on contents with buildings cover
- Automatic cover up to £40,000 for your contents and £250,000 for your buildings
- 24hour helpline
- Personal possessions, accidental damage cover and legal protection available
Churchill are another of the big insurance companies with a solid reputation, and certainly worth comparing for a home insurance quote:
Churchill Home Insurance
Lloyds TSB Home Insurance
Lloyds TSB Home Insurance offers some nice discounts, but especially check their £70 cashback promise on buildings and contents cover:
- 15% off just for applying online
- £70 cashback promise if they can't beat your buildings and contents renewal elsewhere
- Interest-free if you pay monthly by direct debit
- Up to 30% no claims discount
- New for old cover on your home contents
Lloyds TSB is a really well established insurance company, and as with all the others on this page, are certainly worth checking out:
Lloyds TSB Home Insurance
NatWest Home Insurance
NatWest Home Insurance is another worth checking out, especially for the high discount rate for applying online:
- 25% first year discount for all customers who apply online
- New for old cover on most items
- Cover for up to £300 cash in your home, including travellers' cheques and travel tickets
- up to £25 to cover any switching charge
- an extra 10% contents cover to insure Christmas presents
NatWest Home Insurance is another heavyweight contender, so add it to your list of insurers to compare:
Natwest Home Insurance
Privilege Home Insurance
Privilege Home Insurance is another to check out, not least because they offer to match any renewal on existing buildings & contents with 4 years no claims:
- Promise to match any renewal quote with 4 years no claims
- Buildings cover of up to £1,000,000 as standard
- New for old as standard
- free £500 cover for gardens, garages, and sheds
- 10% extra cover at Christmas
Privilege Home Insurance can seem a bit niche, with very high buildings cover for most people. However, still worth checking out:
Privilege Home Insurance
Prudential Home Insurance
Prudential Home Insurance is one of the standards of the market, and again with a raft of potential discounts:
- Up to 20% discount for applying online
- Up to 30% No Claims Discount
- Contents automatically covered up to £40,000
- Up to £250 Home Emergency Assistance
- £2,000,000 to cover your personal liability
Prudential Home Insurance is another worth checking out, especially because of the extra levels of discounts that can apply:
Prudential Home Insurance