Marks and Spencer Home Insurance Review

M&S Home Insurance

Marks & Spencer is a well-known clothing and food retailer in the UK, and has been providing financial services for 20 years and insurance for the last ten.

M&S Money, which was once the financial subdivision of the Marks and Spencer brand, is now part of HSBC, one of the world’s largest financial services corporations.

M&S offer the following with their home insurance policies:

- No policy excess to pay, except £1,000 for subsidence, heave and landslip
- Monthly payments with no extra cost
- M&S cardholders recieve 1,000 points
- 20% discount when you buy online

Website: M&S Home Insurance

M&S Customer Experience

Customers of Marks and Spencer Home Insurance generally feel more than happy with the quality of policies on offer, as well as the end product they receive.

Many point out that, although the costs of home insurance with M&S can be more expensive than others on the market, the service is safe and reliable.

This is true both with regard to how the customer is treated by the company in general and how they are treated during the claim process.

M&S customer service staff members are reported to be very friendly and able to offer a wide knowledge of help and advice.

In times of crisis, M&S are fair and considerate, and do not shirk their responsibilities, such as their claim that they offer unlimited cover.

As with virtually all insurance companies, M&S make it easy to sign up and start receiving their home insurance cover.

Overall Review for M&S Home Insurance

M&S Money offer a competent and reliable home insurance option for someone not limited to a smaller budget.

Although, the M&S home insurance option might not come with all of the appealing additional benefits that other companies offer, including the key discount for buying home and contents insurance at the same time, what they do offer is exactly what the customer gets.

There is no hidden small print and few get out clauses for the company to fall back on, and this, if nothing else, makes the insurance honest.

Website: M&S Home Insurance

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