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Nationwide Car Insurance Review


by Brian Turner

Nationwide Car Insurance

Nationwide Car Insurance

The Nationwide Building Society is the largest building society in the world, with around 12 million customers. They are also the second largest mortgage provider in the UK and the largest online mortgage provider.

Nationwide car insurance offers you the flexibility to tailor your cover to suit your needs. The cover can provide everything you would expect from Nationwide, offering the benefits of:

- Up to 75% no claim discount
- Online discount (available for new policies)
- UK-based call centre
- Friendly and efficient 24-hour claim service
- Guaranteed Courtesy Car (cover for up to 180 days when travelling in EU Countries – excludes Third Party only policies)

On top of these standard features, you can then choose from a range of optional extras to create the right level of car insurance cover to suit you:

Protected or Guaranteed No Claims Discount – if you have earned four or more years No Claims Discount, you have the opportunity to guarantee or protect it. You can choose to guarantee it for the entire life of the policy or protect your No Claims Discount, ensuring that you won’t lose your hard-earned discount as long as no more than two claims are made in a five year period

Motor Legal Expenses up to £100,000 – this option covers you for up to £100,000 which can be used to pay either: reasonable legal costs to defend you against a motoring prosecution (in an incident when you were using your car) oe to pursue a civil claim for the recovery of uninsured losses due to an accident involving your car resulting in your injury or death

Personal accident cover up to £100,000 – the standard comprehensive insurance covers you, your spouse or civil partner up to £10,000 if you sustain injury whilst travelling in, or getting in or out of any car which, within 90 days, results in: death, complete and irrecoverable loss of sight in one or both eyes or permanent loss of limbs. With extended cover, comprehensive policy holders can choose to increase this level of cover to £100,000, allowing greater peace of mind

Road Rescue – road rescue breakdown cover offers a choice of 5 levels of breakdown cover

Nationwide Customer Experiences

Most comments on Nationwide home insurance are positive.

However, the most common source of dissatisfaction with Nationwide Home Insurance is with the sub-contracting process.

Nationwide appear to sub-contract repair work to local businesses, but not all seem well-vetted, resulting in variable levels of professionalism.

However, most customers report general satisfaction, and even the unhappy ones note that the Nationwide service itself is of a very high standard – is very helpful, friendly and efficient, and most queries are solved over the phone.

Others are delighted with the speed and ease in which the company makes the signing-up process.

But they also remark that it is not the cheapest quote they can find. Perhaps that is the trade-off – a higher cost for a better service.

Overview for Nationwide Home Insurance

Nationwide provides the security and expertise that comes with being one of the largest insurers around.

They offer great customer care, plenty of coverage and their quotes are generally quite competitive. So if you do need car insurance of any type, then they are definitely worth consideration.

There may be cheaper quotes out there if you feel like shopping around. The problem is, what you save in money you may lose in good service when the unforeseen happens and you have to make a claim.

Overall, Nationwide has a reputation for customer care that translates well across its insurance products.


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Story link: Nationwide Car Insurance Review


News posted: October 7, 2010

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