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Wednesday 28th of July 2010
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News Tag: study

July 22, 2010

Big money investors want to go green

by David Masters
Big money investors want to go green
Over 90% of institutional investors want green investments in their portfolio, according to a new study. Research commissioned by the New Energy World Network (NEWN) found more than nine in ten private equity, pension, insurance and venture capital funds would like to have some exposure to renewable energy, clean technology, and sustainability-related investments. Two thirds (69%) said they have already made green ...



July 9, 2010

Online donations boost Gift Aid, claims Virgin Money

by David Masters
Charities should encourage their supporters to donate online, Virgin Money Giving claimed this week, as online donations have the greatest Gift Aid take up. The government adds 28% to donations made with Gift Aid, so a donation of £1 becomes £1.28. Research in 2009 found donors who give online are more likely to fill in the details needed for charities to claim Gift Aid. Grant Bather, spokesperson for Virgin Money Giving, said the ...



June 23, 2010

Mortgage rates drop to seven year low

by David Masters
Mortgage rates drop to seven year low
Mortgage rates are at their lowest for seven years, according to new research. The study by Moneyfacts.co.uk found the average interest-rate on a two-year fixed rate mortgage is 4.52%, the lowest since September 2003. Interest rates on fixed rate mortgages have been dropping since September last year as lenders attempt to entice borrowers away from low standard variable rates (SVRs). "Many borrowers are ...



June 18, 2010

Brits prefer to change national allegiance than switch banks

by David Masters
Brits prefer to change national allegiance than switch banks
Brits are more likely to change their allegiance during the World Cup than to switch to a best buy bank account. Research by the Co-operative Bank found 31% of people plan to choose a new team to support if their favourite side is knocked out of the World Cup. This is compared to just 29% who would be prepared to ...



June 15, 2010

Brits ignorant of social enterprise

by David Masters
Brits ignorant of social enterprise
More than half of Brits are clueless about the fastest growing sector in the UK economy -- social enterprise. A study by O2 and Social Enterprise Magazine found many people are confused about the difference between a social enterprise and a charity. Over 50% of those polled wrongly believe social enterprises get most of their income through grants and donations rather than trading. Just 56% ...



June 10, 2010

Social enterprises buck recession with 80% growth

by David Masters
Social enterprises buck recession with 80% growth
Social enterprises defied the recession to achieve substantial growth during the economic downturn, according to a new study published this week. Research by the Royal Bank of Scotland found the 100 highest growth firms in the sector reported an annual growth in revenue of 79% in the year to March. Of the 350 firms that submitted information, the combined turnover was £812 ...



June 9, 2010

Saving the “victim” of the credit crunch

by David Masters
Saving rather than borrowing has been the "major victim" of the credit crunch, according to new research published this week. The study by unbiased.co.uk found that savings levels dropped from £38.7 billion between April and June 2008 to £19.9 billion between July and September 2008 and haven't recovered since. In the first three months of 2010 savers put aside just £16.5 billion. However, according to the research, many people are ...



May 25, 2010

Brits convert garages to boost property value

by David Masters
Brits convert garages to boost property value
More and more Brits are converting their garages into living space and evicting their cars onto the driveway, according to new research published this week. The study by Santander found one in ten garage owners have converted or plan to convert their garage. Only a third (34%) of garage owners now use their garage to store their car. Over on in ten (12%) ...



Travel agents sell rip-off insurance

by David Masters
Travel agents sell rip-off insurance
Travel agents are selling rip-off travel insurance policies to British holidaymakers, Which? has claimed. An undercover investigation by the consumer advice group found travel agents selling policies worth just £20 for up to £80.99. Over half of the travel agents visited (17 out of 29) failed to provide basic details of the insurance policies they sold. Six travel agents failed to enquire about pre-existing medical ...



May 5, 2010

Couples remain financially single

by David Masters
Couples remain financially single
Nearly a third of couples remain financially single despite living together, new research has found. A study by Tesco Bank found 29% of couples in the UK are unwilling to pool their earnings into a joint account. The research also found that it takes an average of two years before couples are happy to share their finances. Of those who do open a joint account, 56% ...



April 27, 2010

Social enterprises struggle to raise capital

by David Masters
Social enterprises struggle to raise capital
Social enterprises are underfunded because they lack access to capital, according to a new report launched this week in Australia. The Financing Social Enterprise report, researched by Foresters Community Finance, said social enterprises are often unable to access finance from mainstream lending institutions. "The greatest challenge for emerging social businesses is their lack of access to capital for growth and development," said Ingrid ...



April 15, 2010

Brits overspending by £40 billion

by David Masters
Brits overspending by £40 billion
Brits are stretching their budgets by more than £40 billion a year, according to new research. A study by GE Home Money on behalf of Moneybasics.co.uk found that 77% of adults have set themselves a monthly spending limit. Of these, 60% confessed going over budget every month, with an average over-spend of £154. One in twelve confessed to exceeding their budget by more than £300 ...



April 6, 2010

Ethical finance popular at business schools

by David Masters
Ethical finance popular at business schools
Business schools are increasingly attracting students with a social conscience, new research has found. A poll of business schools by Bloomberg BusinessWeek found that one in five has seen an increase in the number of applicants interested in microfinance, sustainability, social enterprise, and nonprofits. "It seems like every other [application] I look at is talking about doing good while doing well," Mary Miller, ...



April 5, 2010

Brits embrace debt again

by David Masters
Brits embrace debt again
With the end of recession consumers are re-embracing the mantra "buy it now, pay for it later". Brits are returning to their old habits of spend and borrow, indicating that the thrift of the recession may have been a short-lived fad. Figures from unbiased.co.uk show that at the end of 2009, consumers were borrowing 62p for every pound they saved. This is compared to the end ...



April 1, 2010

AXA praises Britain’s young drivers

by David Masters
AXA praises Britain's young drivers
Young drivers in the UK are less likely to make an insurance claim than their European counterparts, according to a new study. Research by AXA found that British motorists aged under 25 are 30% less likely to make a claim than young drivers in Spain or France, and 25% less likely than those in Germany. Young British drivers are also less likely to exceed ...



March 22, 2010

Recession gives children a financial education

by David Masters
Recession gives children a financial education
One in four children have reduced their spending because of the recession, according to new research published this week. The study, commissioned by HSBC and the Personal Finance Education Group (pfeg), found that children's attitudes to money have been strongly impacted by the recession. Eight in ten of the 1,000 children polled said they would save up to buy something rather than get ...



March 16, 2010

Report reveals impact cold weather had on SMEs

by Kay Murchie
”Report
A study by Lloyds TSB Commercial has revealed the impact the big freeze had on the UK's small and medium-sized companies (SMEs) earlier this year. According to the research, the coldest winter in decades cost SMEs more than £7 billion. Seven out of ten small firms were severely affected with snow and ice hitting deliveries and resulting in the firms to ...



March 15, 2010

Young people exploit multiple overdrafts

by David Masters
Young people exploit multiple overdrafts
Young people are risking their financial future by opening multiple current accouts to maximise their access to overdraft facilities, according to a new report. Research by YouGov, on behalf of Callcredit, found that nearly one in ten (9%) 18 to 24 year olds have three or more current accounts in their name with an overdraft available. Of those with more than one bank account, ...



March 4, 2010

Why you should check the SVR on your mortgage

by David Masters
Why you should check the SVR on your mortgage
Millions of homeowners across the UK have no idea what interest rate they're paying on their mortgage, according to research by Post Office Mortgages, A poll by the lender found that while 35% of borrowers are currently on a standard variable rate (SVR) mortgage, 28% - around 3 million homeowners - don't know what rate they're paying. The Post Office ...



February 24, 2010

Raising a child costs over £200,000

by David Masters
Raising a child costs over £200,000
Raising a child from birth to age 21 costs more than £201,000, according to research by LV=. This is equivalent to £9,610 a year, or £26 per day. It's the first time the lifetime cost of child-rearing has exceeded the £200,000 limit, and represents a 43% increase since the survey began in 2004. The biggest costs of raising a child are childcare and education, ...



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