|   FM Home  |   FM Forum  |   FM News  |   FM Blog  |  

Go Back   Finance & Money Forums > Finance > Credit Cards



FAQ Members List Calendar Search Today's Posts Mark Forums Read

Credit Cards Discuss the issues of owning a credit card, and experiences with credit/debit cards.

Reply
 
Thread Tools
  #1 (permalink)  
Old 02-09-2007, 02:39 PM
brian's Avatar
Administrator
 
Join Date: Mar 2006
Posts: 811
Default Best credit card rates

Anyone here have a credit card for credit purposes?

If so, when you were shopping around, what did you find to be the best deal for you?

Were there any special circumstance involved, or are there a few good vendors who offer the best credit card rates?
Reply With Quote
  #2 (permalink)  
Old 03-01-2007, 04:59 PM
Member
 
Join Date: Dec 2006
Posts: 34
Default Re: Best credit card rates

It depends a lot on your current credit rating and credit history with various vendors.

I find that the best rate I have right now is from Discover. However, they have just recently reduced my rate due to a good payment history.
Reply With Quote
  #3 (permalink)  
Old 03-10-2007, 04:54 PM
Mesoc's Avatar
Member
 
Join Date: Mar 2007
Posts: 30
Default Re: Best credit card rates

As reviewer said, you just can't get "any card" unless you have flawless credit. My dream card is going to be 5% cash back, and pay it back in full before its due, I'll live life 5% cheaper!
Reply With Quote
  #4 (permalink)  
Old 08-17-2007, 09:58 PM
Member
 
Join Date: Dec 2006
Posts: 34
Default Re: Best credit card rates

5% cash back is pretty much unobtainable. They simply don't make that much money off the fees they charge the businesses. If it's cash, one or two percentage points is about the best on the market -- but more for non-cash perks.
Reply With Quote
  #5 (permalink)  
Old 08-20-2007, 07:51 AM
Member
 
Join Date: Apr 2007
Posts: 91
Default Re: Best credit card rates

I routinely check the credit card rates in Money Magazine. I'd look to their website for the best rates, qualifications etc.
Reply With Quote
  #6 (permalink)  
Old 08-20-2007, 10:59 PM
Member
 
Join Date: Dec 2006
Posts: 34
Default Re: Best credit card rates

In doing a little searching I notice some places offer "up to 5%". I would guess, based on my experiences, that this means something along the lines of 1% most of the time, and 5% on "bonus purchases" (some genre of purchase like gas or groceries, or, from certain retailers).
Reply With Quote
  #7 (permalink)  
Old 08-29-2007, 01:14 PM
Member
 
Join Date: Apr 2007
Posts: 91
Default Re: Best credit card rates

That's my experience as well. Locally, a grocery store has special discounts if you use their store mastercard. So I do. I use it for groceries and gas at their station. The idea is to get my interest money. They don't. I pay it in full. I save around $50 a month on food and an additional $100 or so on gas.
Reply With Quote
  #8 (permalink)  
Old 12-02-2007, 10:50 AM
finsub finsub is offline
Junior Member
 
Join Date: Nov 2007
Posts: 12
Default How to obtain credit reports

Credit Reference Agencies (CRAs) have a statutory obligation to provide you with your credit file and charge no more than 2. These reports are paper based and will be posted to you.
Apparently there is a service that offers you your credit information from the 3 CRA's simultaneously for approx 70 and with an initial free trial period. Do you know what this service is and who the third CRA is?
Reply With Quote
  #9 (permalink)  
Old 12-07-2007, 09:59 AM
xarjia xarjia is offline
Junior Member
 
Join Date: Dec 2007
Posts: 17
Default Re: Best credit card rates

hey. which card gives you money back on purchases?

is there any card that gives you no charge on balance transfers?
Reply With Quote
  #10 (permalink)  
Old 02-12-2009, 06:33 PM
Offshorebankingtoday Offshorebankingtoday is offline
Junior Member
 
Join Date: Feb 2009
Posts: 2
Default Re: Best credit card rates

Offshore credit cards that are issued by international banks operating at offshore banking centers have quite good rates for their credit cards. I have tried HSBC credit card and I can recommend it to you as well. The only drawback is that offshore credit card issuers require a guarantee.
Reply With Quote
  #11 (permalink)  
Old 02-24-2009, 07:18 AM
Rupertie Rupertie is offline
Finance Market forums
 
Join Date: Feb 2009
Posts: 16
Default Re: Best credit card rates

yeah, I have one and if not guarantee, it would be the best choice ever.
Reply With Quote
Reply

« credit card fraud via pay pal account | One third of consumers pay everyday expenses on credit »
Thread Tools
Show Printable Version Show Printable Version
Email this Page Email this Page

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
credit vs debit kelkat General Discussion 12 03-23-2010 05:10 PM
Bank of America Savings Debit Card triumph Banking 12 03-22-2007 04:12 AM
Do you use a Credit Card? brian Credit Cards 4 03-08-2007 12:05 AM
BoE to raise rates? Palm Investing 4 06-28-2006 04:21 PM


All times are GMT +1. The time now is 11:58 AM.


Powered by vBulletin® Version 3.8.2
Copyright ©2000 - 2011, Jelsoft Enterprises Ltd.
Content Relevant URLs by vBSEO 3.1.0

© 2005-2011 Finance Markets. All rights reserved  |  About  |  Disclaimer  |  Resources  |  XML Feed  |  Contact us