Legal & General Life Insurance Review

L&G Life Insurance

Legal & General are one of the UK’s leading financial service providers with operations in the US, France, the Netherlands and Germany and around 5.8 million customers.

Legal & General offer the following benefits with their life cover:

- Monthly premiums from £6 a month, depending on circumstances
- Terms from 1 – 40 years for a fixed price cover
- Terms from 5 – 40 years for a decreasing price cover
- Cover until your 80th birthday
- Most plans include terminal illness cover at no extra cost

Legal & General Customer Experiences

Most Legal & General customers are pleased with their competitive quotes. This is especially appealing if the plan is one fixed price throughout the term.

Some customers complain that their quotes depend too much on their use of a Body Mass Index (BMI) calculator. This can sometimes show perfectly healthy individuals to be unhealthy, based solely on their weight to height ratio.

Most customers, however, have little problem with this and are satisfied with the price.

Praise is offered to the company’s customer service, which is both friendly and helpful.

Helpline staff are also praised for their depth of knowledge and willingness to go ‘beyond the call of duty’ to help customers with problems.

Overall Review for LG Life Insurance Cover

Overall, Legal & General offer an efficient service with competitive prices. Their customer service is excellent and the signing up process is simple and easy, as is the claim process.

For most people looking for life insurance, Legal & General are certainly worth consideration.