Personal loan, credit card and overdraft borrowing is being repaid at the highest rate since January 2011. The British Bankersa�� Association (BBA) reported net consumer credit repayments of A?305 million in February. Consumers borrowed A?7 billion on credit cards but A?7.3 billion was repaid. The ongoing squeeze on household incomes is making consumers more careful […]
Lloyds TSB has refunded the A?3,700 cost of a womana��s breast implants after they ruptured. The woman, who is in her 40s and lives in the Midlands, had the implants in 2008 at a private firm which later went into administration. . She consulted a breast cancer clinic in September 2011 after she found a […]
Virgin Money has increased the interest rate on credit cards for some of its customers from 16.8 per cent to 24.9 per cent. Following criticism of the move, the bank unsympathetically told the customers to either accept the increase, which amounts to nearly 50 per cent, or pay off their balances. The rates on balance […]
The amount of money lost due to credit and debit card fraud fell to A?341m in 2011. This was 7 per cent less than the amount lost in 2010 and 44 per cent lower than in 2008, when A?610m was lost through card fraud. Since 2010 the number of fraudsters impersonating people to use or […]
Capital One has launched a credit card suitable for customers whose credit score has been adversely affected by previous CCJs or defaults. The a�?Balancea�� credit card offers 0% on balance transfers until October 2012, the transfer fee is just 1.7 per cent and there is no annual fee. It provides a small, manageable credit limit […]
Consumers are shunning credit cards in favour of debit cards, digital payment and payday loans, according to a new report from PricewaterhouseCoopers (PwC). Although UK households paid off some unsecured debts in 2011, the average debt was around A?7,900 at the end of the year. The Ernst & Young Item Club has also reported a […]
Lloyds Banking Group has decided to withdraw Halifax and Bank of Scotland charity credit cards at the end of February because it doesna��t consider them a cost-effective way of donating to charity. The bank has been issuing charity credit cards for over 23 years and they have raised millions of pounds for charities such as […]
With household incomes under increasing pressure from inflation and unemployment more consumers are turning to price comparison services to help them reduce their outgoings and the New Year has seen the launch of several new sites. Insurance specialist comparethemarket.com has launched a new service which allows consumers to find which credit cards and loans will […]
Nationwide has re-launched its Select Visa credit card which offers 0%-on-purchases for 18 months a�� the longest period currently available on the market for a 0% deal. Cardholders also benefit from commission-free purchases while they are abroad and 0.5% cashback. Balance transfers are eligible for the 0% interest deal, but for 17 months rather than […]
A pan-European investigation carried out in September 2011 revealed that 70 per cent of websites offering credit cards, loans and finance are failing to meet EU standards. The investigation, which followed a large number of customer complaints, looked at 562 websites across the 27 member states and found that 393 of the sites were failing […]
Paypal is now more popular than credit cards as the preferred method of payment for online shopping according to a global survey by financial advisory firm KPMG. According to KPMGa��s “The Converged Lifestyle” report, consumers worldwide are rapidly adopting new technologies and Paypal is reaping much of the benefit. The study looked at the online […]
Payments business Visa has reported a 2.3 per cent fall in spending on credit and debit cards over the four weeks to 27 November, compared with the same period in 2010. Last week, which is traditionally one of the UKa��s biggest Christmas shopping weeks, spending on cards fell both on the High Street and online, […]
Credit card holders in the UK are paying less off their balance than at any point during the last two years, which isna��t surprising given the current pressure on household incomes from deteriorating employment conditions and record high levels of inflation. The trend was noticed among a�?classica�� card accounts taken out within the last five […]
Despite stores offering tempting cut-price deals, shoppers are in a cautious mood in the run up to Christmas according to a high street banking report. Although retail sales were up in October, there was little demand for loans and overdrafts according the British Bankers’ Association (BBA), and while consumers spent a total of A?7.2 billion […]
New figures from Sainsburya��s Bank suggest that nearly two million credit card holders intend to switch providers over the next year, when their 0 per cent balance transfer offer expires. A further 900,000 card holders will switch when their 0 per cent purchase deal expires, according to the banka��s latest research. After the introductory offer […]
As part of its a�?On Your Sidea�� campaign Nationwide Building Society has launched a credit card reward scheme which should make shopping more enjoyable for its customers. The scheme, which is available to the building societya��s Visa debit and credit card customers, is designed to help their money go further. It offers discounts at several […]
Banking giant HSBC has today announced it has disposed of its US credit card division to Capital One Financial, as part of a global strategic cost-cutting exercise. The announcement comes shortly after the bank said it would slash its underperforming US branch network by half and also announced it would axe 30,000 jobs globally in […]
The UK Cards Association has today revealed that credit and debit card fraud continues to decline. According to the Association, fraud losses on UK credit and debit cards totalled A?365.4 million in the 2010 year – a drop of 17% compared with 2009. The figure represented a 10-year low and compares with the record high […]
Consumer group Which? is concerned about surcharges imposed on to consumers who pay by debit or credit cards. It has therefore asked the Office of Fair Trading (OFT) to investigate the matter – which sees retailers, local authorities, estate agents and cinemas all impose the charges. However, the a�?worst offendersa�? are said to be budget […]
A report from the homeless charity, Shelter, has revealed that in the last year, 2.6 million Britons have paid their mortgage or rent on their credit card. The figure represents a rise of 50% on the previous year and reveals the extraordinary lengths some are going to in order to keep a roof over their […]
The Eight ‘Must Do’ Rules For Powerful Web Site Design
To succeed in your online business (whether you >> can advertise your own product/service or are selling for other stores as an affiliate), you require a Web design should be just for that – an easy, focused internet site. One that is simple to build, maintenance free, low cost, reliable, and a powerful traffic-builder and […]
The Top 8 ‘Must Do’ Actions For Successful Web-site Developement
To succeed at the online business (whether you >> can advertise your own personal product/service and/or selling with respect to other stores as a great affiliate), you will need a Web design has to be just for that – a basic, focused internet site. One that is straightforward to build, maintenance-free, low cost, credible, and […]
The Eight ‘Must Do’ Actions For Powerful Website Developement
To succeed at the online business (whether you >> are selling your individual product/service or are selling for other stores as an affiliate), you require a Web design has to be just for that – an easy, focused site. One that is not hard to build, maintenance free, low cost, credible, and a powerful traffic-builder […]
The 8 ‘Must Do’ Rules For Successful Website Developement
To succeed at your online business (whether you >> can advertise your unique product/service and/or selling with respect to other vendors as an affiliate), you need a Web design should be just for that – an easy, focused site. One that is straightforward to build, maintenance-free, low cost, credible, and a powerful traffic-builder and customer-converter. […]
The Eight ‘Must Do’ Guidelines For Powerful Web Site Developement
To succeed in your online business (whether you >> can advertise your very own product/service or are selling to get other retailers as a great affiliate), you want a Web design has to be just for that – a straightforward, focused site. One that is straightforward to build, maintenance free, low cost, credible, and a […]
The Eight ‘Must Do’ Rules For Powerful Web Site Design
To succeed in your online business (whether you >> can sell your unique product/service or are selling for other retailers as a great affiliate), you will need a Web design should be just for that – a simple, focused site. One that is simple to build, maintenance-free, low cost, reputable, and a powerful traffic-builder and […]
The Top 8 ‘Must Do’ Guidelines For Successful Web Site Design
To succeed at your online business (whether you >> can advertise your personal product/service and/or selling for the purpose of other stores as an affiliate), you need a Web design has to be just for that – a simple, focused web page. One that is straightforward to build, maintenance-free, low cost, credible, and a powerful […]
The 8 ‘Must Do’ Rules For Successful Website Developement
To succeed at your online business (whether you >> can sell your own product/service or are selling with regards to other vendors as a great affiliate), you want a Web design must be just for that – a straightforward, focused web page. One that is straightforward to build, maintenance-free, low cost, credible, and a powerful […]
The 8 ‘Must Do’ Rules For Successful Website Developement
To succeed at your online business (whether you >> can advertise your personal product/service or are selling just for other stores as an affiliate), you require a Web design must be just for that – a simple, focused site. One that is not hard to build, maintenance-free, low cost, credible, and a powerful traffic-builder and […]
The Eight ‘Must Do’ Actions For Successful Website Design
To succeed at your online business (whether you >> can sell your private product/service and/or selling for the purpose of other sellers as a great affiliate), you need a Web design should be just for that – a basic, focused site. One that is not hard to build, maintenance-free, low cost, reliable, and a powerful […]
About | Privacy | Disclaimer | Resources | XML Feeds | Press Releases | Directory | Contact us
